Everyone knows that healthcare isn’t cheap. In fact, the average American spends roughly $10,000 annually on healthcare. In the event of a personal injury, those expenses can skyrocket. An ER visit alone can cost a person $1,300, an ambulance bill is $1,500, and if any surgeries are needed, that price can grow exponentially.
So what happens when you are injured due to someone else’s negligence and require medical care? Do you have to cough up the money and hope that a lawsuit or settlement will wind up paying you back? What if you don’t have the funds or available credit on hand to see a doctor?
Your first line of defense will be your health insurance. But if you are uninsured or if your auto insurance doesn’t cover medical care, then what next? Many people turn to medical liens. A lien is basically an agreement for future payment. It means that the medical team will treat you, and they will wait and collect their payment out of the future settlement you receive from the at-fault party. Medical liens are a great way to ensure that you receive top-notch care at the moment you need it most. Still, they can also significantly affect your bottom line, something that every personal injury victim should consider.
If the settlement you receive winds up being less than the medical bills you have racked up, it will be in your best interest to negotiate your medical bills down to something more manageable. Not many people realize that medical bills are negotiable, but just a few quick rounds can considerably reduce your debt.
As part of our legal service in personal injury matters, we handle the bill reductions for you, so you don’t have to.
So if you or a loved one have been in a personal injury accident and are unable to see a doctor or pay your medical bills, remember that there are options available. Call our law firm with any questions or concerns you may have, and we can help you navigate this tricky and financially complicated situation.
We are here for you, and we will help you get the best treatment available for the injuries you have suffered. We have helped hundreds, if not thousands, of clients manage these types of cases before, and we would be happy to help you to fight for your rights. Call our legal team at Karns & Karns today!